1. Introduction

Welcome to Singhtek (“Company,” “we,” “our,” or “us”). We are committed to protecting your personal data and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services, including fintech, banking solutions, payment solutions, IT services, management consulting, and related offerings.

2. Scope

This policy applies to:

• Clients, partners, and vendors

• Website visitors and users of our digital platforms

• Individuals interacting with our fintech, payment solutions, banking, IT, and consulting services

3. Information We Collect

3.1 Personal Information

We may collect:

• Full name, contact details (email, phone number, address)

• Government-issued identification (as required for compliance)

• Financial information (bank account details, transaction data)

• Employment and business information

3.2 Technical Information

• IP address, browser type, device details

• Usage data and analytics

• Cookies and tracking technologies

3.3 Sensitive Data

Where necessary and legally permitted, we may collect sensitive data such as financial records or identity verification details, strictly for regulatory and service purposes.

4. How We Use Your Information

We use your data to:

• Provide fintech and banking-related services

• Deliver IT solutions and consulting services

• Verify identity and comply with legal obligations (KYC, AML)

• Improve our services and customer experience

• Communicate updates, offers, and service-related information

• Ensure security and prevent fraud

5. Legal Basis for Processing

We process personal data based on:

• Contractual necessity

• Legal and regulatory compliance

• Legitimate business interests 

6. Data Sharing and Disclosure

We may share your information with:

• Financial institutions and payment processors

• Regulatory authorities and law enforcement agencies

• Third-party service providers (IT, analytics, cloud services)

• Business partners and consultants

All third parties are required to maintain confidentiality and data protection standards.

7. Data Retention

We retain personal data only as long as necessary to:

• Fulfill the purposes outlined in this policy

• Comply with legal, regulatory, and contractual obligations

8. Data Security

We implement industry-standard security measures including:

• Encryption and secure storage

• Access controls and authentication

• Regular audits and monitoring

However, no system is completely secure, and we cannot guarantee absolute security.

9. Your Rights

Depending on applicable laws, you may have the right to:

• Access and review your personal data

• Correct inaccurate or incomplete information

• Request deletion of your data

• Restrict or object to processing

• Withdraw consent at any time

To exercise your rights, contact us at: singhtek.com/contact-us

10. Cookies and Tracking Technologies

We use cookies to:

• Enhance user experience

• Analyze website traffic

• Personalize content

You can manage cookie preferences through your browser settings.

11. International Data Transfers

Your data may be transferred and processed outside your country. We ensure appropriate safeguards are in place to protect your information.

12. Third-Party Links

Our platforms may contain links to third-party websites. We are not responsible for their privacy practices.

13. Compliance with Laws

We comply with applicable data protection laws and financial regulations, including but not limited to:

• Data protection and privacy laws

• Financial regulatory requirements

• Anti-money laundering (AML) and Know Your Customer (KYC) obligations

14. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted with a revised “Last Updated” date.

15. Contact Us