1. Introduction Welcome to Singhtek (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our services, including fintech solutions, payment solutions, banking-related services, IT services, management consulting, and related offerings. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, you must not use our services. We provide services including but not limited to: Financial technology (fintech) solutions Banking integrations and support services IT development, implementation, and support Business management and consulting services By using our services, you confirm that: You are legally capable of entering into a binding contract You will comply with all applicable laws and regulations Any information you provide is accurate and complete You agree to: Use services only for lawful purposes Maintain confidentiality of your account credentials Notify us immediately of unauthorized access Not engage in fraudulent, abusive, or harmful activities We are not a bank unless explicitly stated. Any financial services provided are subject to applicable regulations and partner institutions. We do not guarantee financial outcomes, returns, or approvals. You agree to provide necessary documentation for: Identity verification (KYC) Anti-money laundering (AML) compliance Fees for services will be communicated separately. You agree to pay all applicable charges on time. Late payments may incur penalties or service suspension. All payments are non-refundable unless otherwise specified. All content, software, and materials provided by the Company are owned by or licensed to us and are protected by intellectual property laws. You may not: Copy, reproduce, or distribute content without permission Reverse engineer or attempt to extract source code Both parties agree to maintain confidentiality of sensitive business and financial information shared during the course of services. Your use of our services is also governed by our Privacy Policy. We take reasonable steps to protect your data but do not guarantee absolute security. We may integrate or rely on third-party providers. We are not responsible for: Third-party service interruptions Losses caused by third-party platforms To the maximum extent permitted by law: We are not liable for indirect, incidental, or consequential damages Our total liability shall not exceed the fees paid for the services You agree to indemnify and hold harmless the Company from any claims, damages, or losses arising from: Your misuse of services Violation of these Terms Breach of applicable laws We may suspend or terminate your access if: You violate these Terms Required compliance information is not provided Required by law or regulatory authority We are not responsible for delays or failures caused by events beyond our control, including natural disasters, cyberattacks, or regulatory changes. These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts of that place. We may update these Terms at any time. Continued use of services constitutes acceptance of the revised Terms. For questions or concerns regarding these Terms: https://singhtek.com/contact-us These Terms constitute the entire agreement between you and the Company regarding the use of services and supersede any prior agreements. By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.2. Services
3. Eligibility
4. User Responsibilities
5. Financial Services Disclaimer
6. KYC and Compliance
Failure to provide required information may result in suspension or termination of services.7. Fees and Payments
8. Intellectual Property
9. Confidentiality
10. Data Protection
11. Third-Party Services
12. Limitation of Liability
13. Indemnification
14. Termination
15. Force Majeure
16. Governing Law and Jurisdiction
17. Changes to Terms
18. Contact Information
19. Entire Agreement
20. Acceptance
